Not Just a Promise… A Plan!
For the more than 5 million Americans with ADHD, a list of resolutions may include plans to become more organized, procrastinate less, channel your excess energy, and reconnect with friends and loved ones. A top 10 list of New Year’s Resolutions may include:
1. Control Impulsive Spending
With the holidays in your rear view mirror, and the memory of your overspending clear on your mind as you open your credit card bills, you need to develop a plan for controlled spending. What? You want me to make a budget? Well, if that word is taboo, what about developing a Controlled Spending Plan, one that actually allows you to have some allowance for impulsive shopping? Better? Most experts agree that establishing a plan for how to spend the money you earn is more successful than building a list of who needs to be paid and when. No, it’s not the same thing. A Controlled Spending Plan actually takes into account the fact that you will be putting to use every dollar that you earn, and includes a plan to SAVE money. At a high level, you determine what you need for your bills, obligations, and sustenance (like groceries). Then, you determine how to build a savings account and make SAVINGS a priority to be “paid” before that allowance you plan to give yourself for spending. Finally, entertainment, and the items that you consider rewards like new clothes, new shoes, and weekend escapes are part of the plan. But it’s a controlled plan with established limits and discipline. Try this for two months, and do not be discouraged if you overspend or make a decision or two that puts you over the limit. The more you use this plan, the better you will be at controlling your impulses to overspend.
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